Self-directing has never been easier

The smart way to invest your IRA or 401(k) in alternative assets.

3 Great Self-Directed Solutions

Invest in a wider range of investments, including real estate, tax free for a flat fee with a checkbook-controlled (LLC) or custodian-controlled structure.

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The best plan if you’re self-employed. Make contributions up to $69,000 and invest in alternative assets without a custodian.

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Start a new business or fund an existing one and invest in yourself while you save for your retirement.

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Which Solution Works for You?

Self-Directed IRA LCC

By utilizing the IRA LLC structure, you have total “checkbook control” to make investments when you want, without custodial consent.

Self-Directed IRA

With a custodian-controlled IRA, you tell us the investments you want to make, and we’ll do all the work.

Solo 401(k)

Best plan if you are self-employed. High annual contributions, Roth and loan features, and unlimited opportunities.

ROBS Solution

An IRS-approved that allows you to use retirement funds to start your business or raise capital for an existing one.

We make investing in alternative assets easy

Real Estate

Cryptocurrency

Investment Funds

Never step foot in a bank

We partnered with Capital One bank so we can open your account with no wiring fees or minimum balance requirement. No need to sign paperwork or go to a bank—we take care of everything.

Getting Started is Easy

1. Begin the process

Fill out our quick app to get started today!

2. We’ll get in touch

A self-directed specialist will work one-on-one with you to finish the application - we'll be with you every step of the way!

3. Start investing

Fund your account and invest in your future!

Why IRA Financial?

Experience

Our tax and ERISA experts have helped over 24,000 clients invest $3.2 billion in alternative assets.

Individual Dedicated Support

IRA Financial gives clients access to experienced specialists dedicated to your peace of mind.

Flat Fees

With no hidden fees, IRA Financial is proud to offer award-winning service with the best pricing structure available.

Our Clients

My wife and I have been working with IFG for around 5 years…Adam Bergman and team have been with us every step of the way. They have been super responsive and helpful answering very specific questions about managing our accounts and strategy.
John Templin
We switched to IRA Financial because we wanted our SDIRAs to have check writing abilities. My husband still asks our original Customer Service Representative questions regarding the “fine print” and she is very responsive.
Lynn Gabrielli
The team is very responsive, professional, and quick to help you through the complex process of setting up a checkbook LLC…For really complex questions, Adam (the CEO) is also super responsive and offers great advice. Highly recommended.
Stephen Ellis

Did You Know?

A self-directed retirement plan can be checkbook controlled (LLC) or custodian controlled. With IRA Financial, the LLC option will give you the most control over your funds, but both offer freedom and allow traditional and alternative investments.